How much you can afford to buy a house depends on many factors. The total cost of buying a house can vary depending on the real estate market in the country and region, the type, size, location and many other factors.

Here are the main factors that determine the total cost of a house:

1. Price of the house:
The selling price of the house is one of the biggest elements of the total cost. The price is determined by the size, features, location and other factors.

2. Down payment:
You may be required to pay a portion of the sale price of the house upfront. The down payment can usually be between 0 and 0 of the value of the house.

3. Loan and Interest:
Instead of paying for the whole house upfront, you may choose to buy it using a loan. In this case, the loan repayment and interest rates will affect the total cost.

4. Taxes and Other Costs:
Taxes, title deed fees, notary fees and other transaction costs may also increase the total cost.

5. Condition of the House and Necessary Improvements:
The cost of renovations, refurbishments or improvements required after the purchase of the house should also be taken into consideration.

The amount of money you need for the purchase of a home depends on a combination of these factors. First, determine your budget and look for a home that suits your needs. It is also worth contacting banks and lending institutions to find out about suitable loan options.

Remember, buying a home is a big financial decision and it is important to carefully consider the financial burden it carries. Talking to a trusted real estate or financial advisor can also give you a better perspective.