How to Make a Mortgage Inquiry?

Mortgage is the process of showing an immovable property as collateral against a loan. If you are considering buying a real estate property, finding out whether there is a mortgage on the property is a critical step to minimize risks in the transaction process.

What is a Mortgage?

A mortgage is the process of pledging real estate to secure a debt. For example, when you take out a mortgage loan, your property is secured by the bank until the debt is paid. If the payment is not made, the bank has the right to seize the property.

How to Make a Mortgage Inquiry via E-Government?

It is quite easy to inquire a mortgage through the e-government system. Here are the steps:

Log in to your e-government account.

Type “Mortgage Inquiry” in the search bar.

Select the relevant service of the General Directorate of Land Registry and Cadastre.

Enter the information of the real estate you want to inquire and get information about the mortgage status.

Through this process, you can quickly find out if there is any mortgage on the immovable property and make your transaction process secure.

Mortgage Inquiry from Land Registry and Cadastre Directorates

You can also make a mortgage inquiry by going to the land registry offices. You can find all mortgage details on the title deed here. Especially those who plan to buy property should not skip this step.

Mortgage Removal Process

If you want to remove the mortgage on an immovable property, you must first pay your debt in full. You can apply to the land registry office with the mortgage release letter you have received from the bank stating that you have paid your debt and have the mortgage removed. This process is usually completed on the same day.