Information on Mortgage and Financing from CEESS GLOBAL EMLAK
What is a Mortgage and How to Get One?

As CEESS GLOBAL EMLAK, we are pleased to provide comprehensive information about mortgage so that our customers can become homeowners under the most favorable conditions. A mortgage is a long-term mortgage loan that provides financing for those who want to buy a home. To obtain a mortgage, you must first apply to banks or financial institutions. Your application will include factors such as your income, existing debts and credit score.

How are interest rates determined and compared?

Interest rates are one of the most important factors to consider when taking out a mortgage loan. Interest rates are determined depending on factors such as economic conditions, Central Bank policies and your creditworthiness. As CEESS GLOBAL EMLAK, we recommend our customers to compare the offers of different banks in order to find the most favorable interest rates. In this way, you can get a mortgage loan at the most affordable cost.

Which Documents are Required?

You need to submit certain documents when applying for a mortgage. These documents include an identity document, income certificate, copy of the title deed and proof of residence. In addition, banks may request additional documents. As CEESS GLOBAL EMLAK, we guide you through the application process and help you prepare the necessary documents in full.

What is the Importance of Credit Score?

Credit score is one of the most important factors affecting banks' decision to grant you a loan. Your credit score is determined by your past debt repayment habits. A high credit score allows you to get a loan with low interest rates. As CEESS GLOBAL EMLAK, we advise you on what you can do to increase your credit score.

What are the Repayment Plans and Conditions?

The repayment plan and conditions are also among the factors to be considered when taking a mortgage loan. The repayment plan determines how long and in which installments you will repay your loan. As CEESS GLOBAL EMLAK, we support our customers in determining the most suitable repayment plan. We also evaluate whether there are flexibilities such as early payment or interim payment.

As CEESS GLOBAL EMLAK, we are here to offer the best mortgage and financing options for our customers to get the home of their dreams. You can contact us for more information and consultancy.