The Housing Sector Trapped in the Interest Rate Clamp: Where is the Solution? The housing sector is experiencing one of the most challenging periods in recent years. Economic indicators, along with the pressure created by high interest rates, point to a serious pause on both the buyer and producer sides. For a large section of people who dream of owning a home, this process means a wait filled with uncertainty. Interest Rates Are High, Hopes Have Been Postponed High loan interest rates make it almost impossible to buy a house. The fact that monthly installments are much higher than the average rental price pushes consumers to two options: either reduce the budget and give up their dream home, or wait and hope that interest rates will fall. How long this wait will last is unknown. Every month that interest rate policies do not change, thousands of people's hopes of buying a house are postponed to the next year. Contractors Are Moving Away From Production On the housing production front, the landscape is darker. Rising construction costs, high borrowing rates and uncertain Sunday conditions are keeping contractors away from new projects. A market where demand is falling, supply is decreasing... It seems that this imbalance will return in the long run with higher rental prices. Today's silence can turn into tomorrow's storm. The Investor's Route Is Abroad On the other hand, the investor who wants to protect his savings is now turning his route abroad. Stable real estate markets in Europe and the Gulf countries offer more attractive opportunities to Turkish investors. The high interest rate policy in Turkey triggers this flight. Those who want to earn income in foreign currency started looking for a title deed before a passport. What Should Be Done? Industry representatives say that urgent arrangements are needed for a solution. First of all, it is of great importance to reduce loan interest rates to reasonable levels, especially to offer incentive packages for those who will buy their first home. At the same time, supporting manufacturers is the most important step that will make the long-term housing supply sustainable. Instead Of The Result Measures not taken today may invite tomorrow's housing crisis. Being a homeowner is increasingly turning into a privilege in Turkey. However, this right should be a guarantee that everyone can reach. Economic stability is measured not only by interest rate figures, but also by access to the right to housing.