Using IBAN for Paying Rent: Do Not Leave the Description Section Blank, Do Not Take Legal Risks The vast majority of rent payments are paid today via bank transfer, i.e. via IBAN. This method offers a practical and tractable solution for both the tenant and the landlord. However, behind this convenience, there is a detail hidden that carries serious legal risks if attention is not paid: "the disclosure part." Payments Made Without Disclosure Are Risky Many tenants leave the description section blank when paying monthly rent or skip it with general statements that do not indicate that it is "rent". However, this situation creates a serious gap that can be used against the tenant, especially in eviction cases, enforcement proceedings or past debt disputes. In legal processes, bank statements, of course, are official documents. Pays paid on this receipt, however, does not clearly indicate what the payment was made for, which may make it easier for the lessor to assert the claim “this price was not rent, but a debt payment or another transfer”. This may cause the tenant to be in a difficult situation under the obligation of proof. Experts' Recommendation: Make Sure to Fill out the Description Section As CEESS Global, we warn about this issue based on the questions and requests for legal advice from many of our consultants: For each rental payment, a statement should be written in the description section as follows when paying a bank transfer: "Rental price for the month of May 2025" The use of this expression clearly reveals which month the pay belongs to and its purpose. In addition, if the transaction type can be selected in the banking system, the marking of the “paying rent” option also creates a solid basis in the nature of an official document. It Also Provides Reassurance For Homeowners This sensitivity protects not only tenants, but also landlords. Because in a dispute that may arise about whether the rent payment for a certain month has been paid, both parties can prove their right with a clear document. The statement written in the description section also allows paying an account retrospectively according to the payment date. Our Recommendation at CEESS Global is: Transparency and Written Expression are Essential in Paying Rent As a specialized institution in the real estate sector, CEESS Global recommends that recordable and provable methods be preferred at all times in rental processes. Thanks to today's digital capabilities, it is possible to facilitate many transactions. However, being aware of the responsibilities brought by these facilities will increase the legal security of both tenants and property owners. Do not forget: Paying paid without explanation may not be considered a payment.” That's why a simple statement can prevent a big problem in the future.